Welcome To Health Planz Inc

No matter what product you might be looking for, we are here to help and we have the team of experts that does just that, not to mention resources to educate, guide and assist with enrollment in the product that meets your needs

Medicare

Med Supps

You have Medicare now What?
Tough questions and a decision to make?
Too many choices?
Too complicated? 
Not to worry, you are now in good hands.
We got your back, we will make sure that your questions, concerns and uncertainties are addressed to your liking and that is our promise.
Our Licensed Benefits advisors (LBAs)will walk you through your current status, your various options and present the various products available in the market place.
The LBAs will also help you identify the plan that meets your needs whatever they might be, provider network access, drugs availability, co payments and/ or supplemental benefits, travel benefits etc.

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7 days availability

We are here for you 7 days a week, we come to you or meet you at your preferred location.

Not sure what plan would work?
Is a Medigap plan the best way to go?
Gottcha, we are here to help and assist you answer those questions and if a medigap policy is what you need, we can assist you enrolling in the plan of your choice.​

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Other Health Insurance Types

Medicaid, ACA, Group Insurance?
Let's talk now.

We are here for you and believe that we can solve your health Plans search dilemma by simply offering most of the options available to you in your area.

WHAT IS MEDICARE?
Medicare is the federal health insurance program for:

• People who are 65 or older
• Certain younger people with disabilities
• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance)Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance) Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage Plans)A type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits. Medicare Advantage Plans include:

• Health Maintenance Organizations
• Preferred Provider Organizations
• Private Fee-for-Service Plans
• Special Needs Plans
• Medicare Medical Savings Account Plans

If you’re enrolled in a Medicare Advantage Plan:

• Most Medicare services are covered through the plan
• Medicare services aren’t paid for by Original Medicare

Most Medicare Advantage Plans offer prescription drug coverage.
Medicare Part D (prescription drug coverage)Part D adds prescription drug coverage to:

• Original Medicare
• Some Medicare Cost Plans
• Some Medicare Private-Fee-for-Service Plans
• Medicare Medical Savings Account Plans

These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

How does Medicare supplement insurance work?While Medicare Parts A and B (also called “Original Medicare”) cover some health care costs, they don’t pay for everything. That’s where an AARP® Medicare Supplement Insurance Plan, insured by UnitedHealthcare Insurance Company, may help. Medicare supplement insurance plans from private insurers complement your Medicare coverage. These plans help cover some of your out-of-pocket expenses not paid by Medicare.
Standardized Medicare supplement insurance plan benefits are set by the federal government. That means the basic benefit structure for each plan is the same, no matter which insurance company is selling it to you.
Some plan features are:

• A choice of plans to meet your needs and budget now and in the future.
• You're able to keep your own doctor without network restrictions, as long as they accept Medicare patients.
• Coverage goes with you when you travel in the U.S.
• You are guaranteed coverage for life.† 
  Rates are subject to change. Any change will apply to all members of the same class insured under your plan who reside in your state.
• You may visit any specialist who accepts Medicare patients without a referral.